Saturday, November 18, 2017

What's in 11.11 Lazada's $29 Surprise Box?

Lazada released 27 Branded Surprise Box at $29 ea on 11.11.2017 (See post here)

Do see below photos shared on the internet of these surprise boxes received so far.....................



Philips Avent

Saturday, November 11, 2017

Performance appraisal of my 2017 portfolio

We are nearing to the end of 2017 and the word 'Performance appraisal' should be familiar to the majority of working workforce.

My KPI for 2017 is to achieve minimally $3,985 of dividends (See post).

On 1st Jan 2017, I did an estimating with my current portfolio to see if I could totally not do anything to my portfolio in 2017, will I still be able to meet my KPI of $3,985 of dividends by end of 2017? The answer is NO (See post).

With that, the below table shows the changes I made

Parkway Life REIT released its Q3 result on 9th Nov and declared 3.37 cents of dividends, payable on 8th Dec 2017.
This will be my last dividend amount of $235.90 for 2017.

Singtel also released its Q2 result on 9th Nov and declared 9.8 cents of dividend, payable on Jan 2018. Thus, I will not be including this $392 toward my 2017 dividend amount as I will only receive the cash in 2018.

Total Dividend received in 2017: S$4116.70
Achieved my KPI for 2017

Wednesday, November 8, 2017

Sneak preview of 11.11 Lazada's $29 Surprise Box

Lazada will be having 27 Branded Surprise Box for sale at $29 ea (The items inside each Surprise Box is worth minimum $100 as claimed by Lazada).

Interested to know what inside each boxes?

If Yes, please scroll down...
If No, please exit from this page now..

Surprises at 12AM
1) Acer
2) Loreal Paris
3) Philips

Surprises at 8AM
1) SkinFood
2) Etude House
3) Maybelline

Surprises at 10AM
1) Delsey
2) Autobacs
3) Yves Rocher

Surprises at 12PM
1) Colgate
2) Lenovo
3) EuropAce

Surprises at 2PM
1) Giordano
2) Philips Avent
3) Vichy

Surprises at 4PM
1) UAG
2) Aveeno
3) Mamonde

Surprises at 6PM
1) Havaianas
2) Colgate Charcoal
3) Sasa

Surprises at 8PM
1) Levi
2) Razer
3) Triumph

Surprises at 10PM
1) Maishall
2) Durex
3) Laneige

We will update the links as soon as we found the sneak preview.
Do check back regularly for updates.

Tuesday, October 31, 2017

Work to live or Live to work?

I am sure all of you heard of this phrase before: Are you a Eat to live or Live to eat person?

It shouldn't be too difficult to answer this if someone asked you.

But, if someone were to ask you this: Do you work to live or live to work?

What will be your answer?



Sunday, October 29, 2017

Summary of my portfolio - Oct 2017

 Mr CDxD portfolio

No.CountersNo. of Shares
1CapitaMall Trust16,500
2Keppel Corp3,100
3Parkway Life REIT7,000

  • $458.70 of CapitaMall Trust dividend declared on 20th Oct (2.78cents/share)
  • Parkway Life REIT will announce their Q3 Financial results on 9 Nov, before the start of trading in morning. Another rounds of dividend incoming :D
  • Singtel will be announce their Q2 Financial results on 9 Nov too. Everyone is looking forward to see if there is any special dividend declared

 Miss CDxD portfolio

No.CountersNo. of Shares

  • Miss CDxD bought her first stock on 9th Oct 2017 (See here)
  • Singtel will be announce their Q2 Financial results on 9 Nov. Everyone is looking forward to see if there is any special dividend declared

Monday, October 23, 2017

Tips to pass Project Management Professional (PMP) on first attempt

I had passed my Project Management Professional (PMP) exam on my first attempt.

It was not an easy journey as I had really spent the whole of 2 months studying really hard. Apart from stepping out of my house to go to work, I basically spend my weekdays studying 2 - 3 hours per day and 8 - 10 hours per day on weekend for the whole of 2 months before the exam.

My study methods:
1) I did not study the official PMBOK book as it was too dry and boring.
2) I did not buy any of the PMP online practice questions.
3) I started of by reading Head First PMP book. This book is very interesting and easy to read. You will be surprise by the amount of pictures the authors used in the book. The last time you read a book with this amount of pictures should be when you are less than 6 years old.
4) Once I completed Head First PMP book, the next book I read was Rita PMP Exam Prep. Although both the book content are based on the official PMBOK guide book, however, the way it present to the reader is very different. It is like learning the same kungfu from 2 different Masters.
5) After reading each chapter, I will make my own notes and copy out all the important points in each chapter. Thus, once I finished reading that chapter from the book, I will not flip back to those pages anymore as it should be captured in my own notes. So, I will flip my notes instead.
6) Memorize the PMP Process Table.

My Tips:
1) You need to have the mindset to unlearn in order to learn, especially if you are a very experience Project Manager.

There are many ways/methods to get things done. In corporate world, you have been using Method A in your day to day work. But in the PMBOK world, Method B is the recommended best practice. Thus, in order to pass the exam, you will need to choose Method B instead of Method A.

To pass the exam, you will need to play the game and rules set by PMBOK.
2) Understand the logic behind each processes instead of memorize it blindly.
Try to explain your understanding of each process to your friends/family/colleague. If they are able to understand you and you are able to answer their query, you are on the right track.
3) Memorizing the PMP Process Table is a must. If you don't, it is like going to the warzone without taking your guns. 
Do not stress yourself by memorizing the whole PMP Process Table in 1 day.
Break it down into diff stages and memorize it over a spread of 7 days.
For example:
Day 1: Complete steps 1 to 4
Day 2 - 3: Complete steps 1 to 7
Day 4 - 5: Complete steps 1 to 9
Day 6 - 7: Complete steps 1 to 11
Practice makes perfect: Once you are done with the 11 steps, it is a must to at least write out the PMP Process Table at least once everyday till the day you are going to take your exam. You should not take more than 5 mins to write out the whole PMP Process Table (I will tell you why as you read on Tips 6)
My way of memorizing it are as below:
Step 1) Draw 5 Vertical lines + 9 Horizontal lines on a blank piece of A4 size paper
Step 2) Write down the portion highlighted in Purple
Step 3) Write down the portion highlighted in Green
Step 4) Repeat steps 1 to 3 until you are able to memorize it 100% correctly
Step 5) Write down the portion highlight in Orange
Step 6) Write down the portion highlight in Red
Step 7) Repeat steps 1 to 6 until you are able to memorize it 70% correctly
Step 8) Write down the portion highlight in Yellow
Step 9) Repeat steps 1 to 8 until you are able to memorize it 70% correctly
Step 10) Write down the portion highlight in Pink
Step 11) Repeat steps 1 to 10 until you are able to memorize it 90% correctly
4) Write out the whole PMP Process Table on the paper given in the exam before you start answering your 1st exam question. This will be your best "Google map" for you to navigate through your exam questions.
I would rather you to spend 5 mins of your exam time to do so than to keep thinking of the PMP Process Table whenever you need to answer questions on this.
5) Do all the MCQs questions found in the Head First PMP book & Rita PMP Exam Prep.
Do not be afraid if you answer wrongly. Try to catch and understand the way / style of how each questions was asked. The MCQs style in the book is very similar to the PMP exam.
NO, none of the questions from the 2 books appeared in my PMP exam if you are thinking about this.  


6) Do not expect there is only 1 correct answer in each question. All the answers listed in the question can be correct. You will need to choose the best answer among all the correct answer. So make sure you read ALL the answers in each question carefully before you select your final answer.

7) You need to answer 200 multiple choice questions (MCQ) in 4 hours for the PMP exam. So, you need to pace yourself to make sure that you are on track to answering 50 MCQs per 1 hour. I recommend you to take a 5mins toilet break at least once you completed 100MCQs. This is to let your brain have a quick "reboot" as answering the questions require a lot of brain energy.

0:05 - Completed writing the PMP Process Table on the given blank paper
1:00 - Completed at least 50 MCQs
1:55 - Completed at least 100 MCQs
2:00 - Completed your toilet break
2:55 - Completed your 150 MCQs
3:50 - Completed your 200 MCQs
Last 10mins - Make sure you have answered all the exam questions. Go back to those unanswered questions  

Tuesday, October 17, 2017

Miss CDxD bought her first stock

Like most people who do not dare to enter stock market due to hearing many horror stories, I finally persuaded Miss CDxD (will be Mrs CDxD in Feb 2018 :D) to use her CPF money to buy her first stock.

One of the biggest push factor for her is seeing my dividend cheques in the month of Aug 2017 (See post here).

Yes, I opt for receiving all my dividend in physical cheques so that I can touch, feel and smell the cheque rather than 1 liner cold and untouchable sentence appearing in my ibanking transaction (See post here) .

The first stock which I purchase on behalf of her is ..................................................

                          3000 shares at the price of $3.68 on 9th Oct 2017

I find that it is more stressful to select her first stock than when I am selecting the stock for myself due to:
1) It is her very first stock
2) It is her money
3) Her trust which she given it to me

If for whatever reason the price tanked, this might be her very last stock too due to lost of confident.

                                                                   Why Singtel???

I believe this article sum up the reason perfectly why I choose Singtel for her -